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Family Law September 10, 2018 

# How to Achieve Financial Stability After Separation or Divorce

Separation and divorce are not only emotional processes but also can be tough on a family's finances. How can newly separated or divorced individuals achieve and maintain financial stability? Norman Dowler LLP offers some recommendations and steps to take in getting your finances under control, as you begin the next chapter of your life.

## Make Updates

Perform some financial and personal housekeeping to make sure your records match any changes made after the divorce. For instance, if you changed your last name, then you will need to ensure these updates are made on your bank accounts, identification cards, etc. Make changes to your budget, lifestyle, and accounts to determine your new needs. Ask yourself questions to understand what your immediate needs are. How can you develop a stable present to create a prosperous future?

## Develop a Successful Plan

In order to develop a successful financial plan for yourself, it is crucial to record your new income and expenses. Pay attention to the money coming into and leaving your bank account. Do you notice a pattern in your spending? What are the essential expenses? Pay attention to what you need and take your children's expenses into account, especially if you will be required to pay child support. Know that nothing lasts forever, and you will get through this tough financial situation with the right preparation.

Keep realistic goals at the forefront of your mind and avoid spending based on emotion. If you start to notice emotional spending becoming a regular occurrence, then we recommend speaking with a professional to get your habits under control and develop healthy, long-term alternatives.

## Avoid Making Financial Decisions Early in the Divorce

When you are still in the process of healing, it is not the best time to make life-changing decisions, as emotions can greatly impact you. Effective investments are made when you have had time to think about the value and long-term effect of the costs. Think about it: a business owner would not lease a new office space a week, or even a few months, after an employee quits. Buying items that will not contribute any sort of value to your life will only cause financial problems down the road. Consider whether you are trying to fill a void with a purchase before you swipe your card and hand over your hard-earned money in exchange for something you do not need.

## Get Professional Help

If you need help working through the emotional aspects of the divorce, a professional can guide you and help you during this rough time. Your finances should not be a game to show up your ex-spouse or be used as a means to prove you love your children more than the other parent. Remember that money is a financial tool, not an emotional one. Working with a financial advisor could also benefit you in ensuring your finances are in good health.

If you need legal counsel regarding divorce, contact our seasoned family law attorneys at Norman Dowler LLP. Since 1958, we have helped thousands of clients with their legal matters, providing legal representation tailored to Ventura, Santa Barbara, and Los Angeles Counties.

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### Related Articles

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#### Reasons You May Say "I Don't" to a Divorce

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#### Navigating Your Separation During the Summer Months: Co-parenting Tips

May 28, 2019

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#### Prenups Are For Happy Couples Too

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### Questions About This Topic?

Contact our team for personalized legal guidance.

[Contact Us](/contact)

## More Legal Insights

Family Law • June 17, 2019 

### [Reasons You May Say "I Don't" to a Divorce](/blog/reasons-you-may-say-i-dont-to-a-divorce)

Maybe you and your spouse were going through a temporary rough patch. Perhaps neither of you truly meant it when you decided to go your separate ways. What if the word "divorce" was just used in the heat of the moment?

[Read More](/blog/reasons-you-may-say-i-dont-to-a-divorce)

Family Law • May 28, 2019 

### [Navigating Your Separation During the Summer Months: Co-parenting Tips](/blog/navigating-your-separation-during-the-summer-months-co-parenting-tips)

With summer heating up and school soon to come to a close, you can expect to see your kids a lot more often in the upcoming months – at least when they're at your place.

[Read More](/blog/navigating-your-separation-during-the-summer-months-co-parenting-tips)

Employment Law • April 1, 2019 

### [Taking Care of Business During Your Divorce](/blog/taking-care-of-business-during-your-divorce)

When you own your own business, you know that it plays a key role in your livelihood. You may have invested years of time and perhaps even several of your own paychecks into its growth.

[Read More](/blog/taking-care-of-business-during-your-divorce)

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